It's going to sound funny, but as of tomorrow afternoon, I will be in my very first apartment.
You should probably understand that I'm not a young kid; I'm not some college student who's just moved out of the dorms and has her mom and dad ready to help her out. I spent my undergrad years living in the dorms, then at home to save money and overseas in a dorm in Japan. When I started my Master's degree, I started off at home, then I took a job on campus as a resident adviser in order to pay my own way through. It was incredibly exhausting work. I was on-call 24 hours a day, seven days a week; girls would call me or knock on my door for anything from boyfriend drama to rape to school problems and roommate problems to anything else you can possibly think of. I've gone to the police station with girls at two a.m. to sit with them while they talk about how their boyfriends beat on them. I've gone to the university's court system to testify for and against my residents. I've had drunken girls crying on my shoulder and pissed off girls yelling in my face. I've dealt with eating disorders, suicidal girls, immature girls, girls with too much baggage and others who just didn't give a fuck anymore.
I did all these things, plus go to school full-time and work at another job (where they started to overload me and treat me like a full-time staffer without the benefits of full-time pay or insurance), all to pay my way through graduate school.
This summer, when I announced that I was getting an apartment, my family told me I was crazy. Why give up getting everything paid for?
The thing is, they didn't see that I was already going crazy. I wasn't sleeping well. I've put on about 40 pounds. I was tired all the time. Worst of all, my school work was suffering. I was late with so many assignments; I eventually had to go to my professors and throw myself on their mercy - I wanted to cry the entire time I was explaining the situation. One of my teachers actually told me he pretty much just gave me a B in his class because he knew that I understood everything that had been going on in class, but just had too much on my plate. Another teacher actually pulled me aside after class to tell me that she thought I needed to get out of one or both of my jobs because I was being overworked. It was probably one of the more humiliating experiences of my life.
So I made up my mind: enough is enough. I'm writing my thesis this summer and into the fall, and I don't need any of the drama that comes from living at home or from living with a hundred girls who are fresh out of high school.
For the first time, I'm getting a student loan. I'll be honest: I'm scared. The stress that comes with having your own place is different from the other stresses I'm used to, and that's a stress in and of itself. I've never had this much debt in my life. I have two credit cards, which I'm doing a pretty good job keeping up with, and over the summer, I'm able to work a few more hours at my job, but in the fall, I'll have to cut back.
To make matters worse, I'm working at what is considered a federal work study job. My university has always waived the tuition of the graduate students who do work study, but there has been a lot of discussion lately that the tuition waiver is going to be cut. That means I'll have to take out an even bigger loan just to make it through.
I know I've been incredibly lucky with my scholarships and my assistantships, and I don't mean to whine when I know there are a lot of graduate students who are in much worse shape than me, but the fact is, I'm pretty much working without a net here. I have no health insurance. Our school's version of healthcare is worse than laughable - you go into the doctor and the physician's assistant asks you what you want prescribed. I have no savings. I have no job security. I have very little family support, and to be honest, right now, my family is more than a little crazed because of other things going on. I don't even have a bed or a mattress to sleep on in my new apartment.
Just the same, I'm strangely happy. My landlords are really nice people and they live nearby. I'm friends the person who lived in the apartment before me, and she's still moving out even as I'm moving in, so we're rooming together for now. The apartment is very clean and it's almost new, so even though it's on the ground floor and it's next to a sort of sketchy neighborhood, it has very good locks and a safe place to park my car and I like it a lot. It's home. And it's mine.
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